feat: implement hybrid address system and premium search logic

- Added centralized, self-learning GeoService (ZIP, City, Street)
- Implemented Hybrid Address Management (Centralized table + Denormalized fields)
- Fixed Gamification logic (PointsLedger field names & filtering)
- Added address autocomplete and two-tier (Free/Premium) search API
- Synchronized UserStats and PointsLedger schemas

backend/app/schemas/auth.py

@@ -29,7 +29,6 @@ class UserKYCComplete(BaseModel):
     birth_place: str
     birth_date: date
     mothers_name: str
-    # Rugalmas okmánytár, pl: {"id_card": {"number": "123", "expiry_date": "2030-01-01"}}
     identity_docs: Dict[str, DocumentDetail]
     ice_contact: ICEContact
 
@@ -37,7 +36,14 @@ class UserKYCComplete(BaseModel):
 class PasswordResetRequest(BaseModel):
     email: EmailStr
 
+# EZ HIÁNYZOTT KORÁBBAN:
+class PasswordResetConfirm(BaseModel):
+    email: EmailStr
+    token: str
+    password: str = Field(..., min_length=8)
+    password_confirm: str = Field(..., min_length=8)
+
 class Token(BaseModel):
     access_token: str
     token_type: str
-    is_active: bool # KYC státusz visszajelzés
+    is_active: bool